Me, My Shop, My Businesses, My Game, My Life

Sabtu, 21 Desember 2024

PERIKANAN

eFishery https://youtu.be/qpHCVwYpZLc?si=pSHas-6pm8P56d8v

The Brotos ❤️ Natal 2024

IDE BARU

Acara tambahan untuk The Brotos

🧶🧶 *Sharing Time*⌚⌚

Note : bertujuan supaya masing masing dari kita tahu *update* yang terjadi di lingkungan 👨👦👧👩👴👵keluarga dalam arti yang *positif* 🥰😍 acara ini tidak wajib jadi partisipan. Jika ada yang mau sharing, per acara The Brotos maximal 7 orang 🚹👤☑

*Kriteria Sharing ( pilih salah satu):*

✅ = panduan sharing,

❌🙅 = jangan dilakukan

1. *Harus dirasa akan bermanfaat untuk pendengarnya*. Contoh :

❌saya buka usaha baru di jalan Demangan

✅ cara dan perjuangan buka usaha di Demangan dan startegi yang dilakukan sehingga berhasil.

2. *Cerita 📖lucu yang menghibur / humor* 😆

3. *Pengetahuan baru yang didapat*

✅ sharing resep masak ke The Brotos

✅ sharing pengetahuan teknologi terkini

✅ sharing informasi kesehatan terkini

4. *Lainnya* ( dipastikan sejalan dengan kriteria nomor 1 yaitu dirasa akan bermanfaat bagi pendengarnya)

Daftar 🙆peseta sharing: ( nama / topik yang akan di share)

1. ..

2. ..

3. ..

4. ..

5. ..

6. ..

7. ..

TRAVEL INSURANCE

The claim procedure for travel insurance, such as with **Chubb Travel Insurance**, generally involves the following steps:

---

### **1. Immediate Actions After an Incident**

- **Medical Emergency**: Contact the insurance company’s 24/7 assistance hotline to get guidance on approved medical providers or claim procedures.

- **Travel Issues (delays, lost baggage, etc.)**: Report the issue immediately to relevant authorities (airlines, hotels, police) and obtain written proof (e.g., delay reports, police reports).

---

### **2. Gather Required Documents**

You'll need to submit evidence for your claim. Common documents include:

- **Claim Form**: Download from the insurer's website or request via email.

- **Proof of Incident**: For example:

- Medical reports and receipts for medical claims.

- Flight delay confirmation for travel disruptions.

- Police reports for theft/loss.

- **Travel Documents**: A copy of your passport, visa, boarding passes, and travel itinerary.

- **Receipts**: Proof of expenses for medical treatment, replacements, or services.

---

### **3. Submit the Claim**

- **Online Submission**: Many providers, including Chubb, allow claims to be filed online.

- **Email Submission**: You can email scanned copies of the documents.

- **In-Person Submission**: If required, visit the insurer’s office in Indonesia or an authorized partner.

---

### **4. Follow-Up**

- Insurers typically respond within **7–14 business days** after receiving your complete claim.

- If more documentation is needed, they will contact you.

---

### **Tips for a Smooth Process**

- **Act Quickly**: Submit claims as soon as possible (many policies have deadlines, e.g., 30 days after the incident).

- **Keep Originals**: Keep original documents in case they’re required later.

- **Stay Contactable**: Provide accurate contact details for updates.

Would you like to see Chubb's specific claim guide or download a sample claim form?

Recommendation

Based on your age and travel plans, here's a tailored recommendation for your 14-day trip to the United States:

Recommended Plan: Chubb International Travel Insurance

Coverage Highlights:

- Accidental Death & Disablement: Up to IDR 2 billion. - Medical Expenses (Accident & Sickness, including COVID-19): Up to IDR 4 billion. - Emergency Medical Evacuation & Repatriation: Actual cost covered. - Travel Cancellation & Curtailment (including COVID-19): Up to IDR 60 million. - Personal Liability: Up to IDR 2.5 billion.

Estimated Premium:

While specific premium amounts aren't publicly listed, based on typical rates, you can expect the cost to be approximately IDR 300,000 to IDR 500,000 for a 14-day trip.

How to Purchase:

Online Application: Visit Chubb's official website for Indonesia: citeturn0search0
Get a Quote: Use their online tools to input your travel details and receive a personalized quote.
Purchase: Complete the application and payment online.
Policy Documentation: Once purchased, your policy details will be emailed to you immediately.

Additional Tips:

Review Policy Details: Ensure you understand the coverage, exclusions, and claim procedures.
Carry Documentation: Keep a digital or printed copy of your insurance policy and emergency contact numbers during your trip.

By choosing this plan, you'll have comprehensive coverage, providing peace of mind during your travels.

Based on what you know about me

Based on what I know about you—your practical mindset, preference for staying safe during solo travel, and the need for affordability—**Chubb Travel Insurance** seems the most suitable for your 14-day trip to the U.S. Here's why:

---

### **Why Chubb Travel Insurance?**

1. **Affordable and Flexible**:

Chubb offers competitive rates for short trips and has customizable plans based on your needs.

2. **Comprehensive Coverage**:

Includes medical emergencies, trip cancellations, baggage delays, and even COVID-19 coverage.

3. **Ease of Purchase**:

You can easily purchase it online, and the policy details are sent instantly to your email.

4. **24/7 Assistance**:

Offers 24-hour global customer support, which is helpful for solo travelers.

5. **Reputable and Reliable**:

Well-established provider with a strong reputation in Indonesia and globally.

---

### **Cost Estimate for 14 Days:**

- **IDR 300,000–500,000**

(Exact cost depends on your age and specific coverage limits).

---

Would you like me to help you calculate the exact premium or guide you on how to purchase it online?

14 day Trip

For a 14-day trip to the U.S., I **strongly recommend getting travel health insurance** to protect yourself from unexpected medical or travel-related expenses. Here's a breakdown:

---

### **Insurance Recommendations for 14 Days:**

1. **Coverage Amount:**

- Medical Coverage: At least $50,000 USD (IDR ~780 million).

- Emergency Evacuation: At least $100,000 USD (IDR ~1.5 billion).

2. **Estimated Cost:**

- Around **IDR 300,000–750,000** for a 14-day policy.

3. **Recommended Providers in Indonesia:**

- **Chubb Travel Insurance**: Affordable and easy to purchase online.

- **AXA Travel Insurance**: Comprehensive and covers medical, trip cancellation, and baggage.

- **Tokopedia or Shopee Insurance Sections**: Local apps often offer budget-friendly policies.

4. **Special Benefits to Look For:**

- Coverage for COVID-19 or other infectious diseases.

- Personal liability coverage (if you accidentally damage property).

- 24/7 customer support in case of emergencies.

---

### **If You Decide Against Insurance**:

- **Precautions:**

- Bring a basic first-aid kit.

- Know the location of urgent care clinics or hospitals in the areas you'll visit.

- Prepare a credit card with enough limit to cover emergencies.

- **Alternative Options:**

- Check if your credit card offers travel protection as part of its benefits.

- Use apps like GoodRx to find discounts for prescription medications if needed.

---

Would you like assistance comparing travel insurance plans or tips for staying safe and healthy during your trip?

Enter to the US without Travel Insurance

Yes, you can still enter the U.S. as a tourist without purchasing travel health insurance. Travel health insurance is not a mandatory requirement for entry into the United States for most travelers. However, here are some considerations:

### What You Need for Entry:

1. **Valid Passport**: Ensure your passport is valid for the duration of your stay (and ideally six months beyond your intended departure date).

2. **Valid Visa**: If you're from Indonesia, you'll likely need a B-2 tourist visa.

3. **Return Ticket**: Proof of a return flight or onward travel is often required by U.S. Customs and Border Protection.

4. **Proof of Funds**: Evidence that you can financially support yourself during your trip.

5. **Accommodation Details**: Proof of where you'll stay (e.g., hotel booking or an invitation letter).

### Risks of Traveling Without Insurance:

- **High Medical Costs**: Even minor medical treatments can cost thousands of dollars.

- **Emergency Situations**: Without insurance, you'll need to cover all expenses out-of-pocket for accidents, illnesses, or other emergencies.

- **Limited Assistance**: Insurance often includes support services, like help finding a local doctor or arranging medical evacuation.

While it's your choice, going without travel health insurance in a country like the U.S., where healthcare is costly, is a significant financial risk. Would you like tips on budgeting for your trip or managing health concerns during travel?

Jumat, 20 Desember 2024

ALBANIA MACEDONIA

Here’s a deeper look into why luxury cars are popular in Macedonia:

1. Status Symbol

In Macedonia (and other Balkan countries), owning a luxury car is often seen as a status symbol, representing success and wealth.
People may prioritize buying high-end cars even if their living conditions are modest.

2. Cultural Perception of Wealth

In some Balkan cultures, external displays of wealth, like driving a luxury car, are more valued than saving or investing in less visible ways.
This doesn’t necessarily mean everyone is wealthy—it’s often about creating an image of prosperity.

3. Influence of Diaspora

Many Macedonians have relatives abroad (especially in Western Europe or the U.S.) who send money back home. This financial support can help fund purchases like cars.
People returning from abroad often bring luxury vehicles with them, increasing their visibility in local communities.

4. Passion for Cars

Cars are not just practical; they’re a point of pride. Car culture is strong in the region, with many people interested in owning and maintaining high-quality vehicles.

5. Economic Reality

While luxury cars are common, they don’t always reflect a country’s overall wealth. Many Macedonians work hard to afford these cars, sometimes taking on significant debt.

Kamis, 19 Desember 2024

UPDATED ITINERARY AMERICA 2025

ITINERARY

Purpose of Visit: Tourism and Exploration

*Duration of Stay:* 2 Weeks

*DAY 1:*

🐟 *Flight* ✈️ 🛫 YIA Yogyakarta to CGK Jakarta

🐟 *Accomodation* Digital Airport Hotel 🛏️ 🏨

🐟 *Budget* 2 million IDR

*DAY 2 :*

🦀 *Flight* ✈️ 🛫 Xiamen Air Jakarta CGK to LA ( Through Taipe )

🦀 *Arrival in the U.S. ( Los Angeles)* LAX

🦀 *Accommodation*: 1807 California Hollywood Hostel, 1807 North Van Ness

🦀 *Activities*

1. To Union Station ( by LAX Flyaway Bus)

2. Grab some meals 🍽️

3. Check-in and rest ( to Hostel by Metro, Bus, Walk , Lyft )

🦀 *Budget* 17 million IDR

*DAY 3 :*

🍫 *To Walt Disney Concert Hall*

🍫 *To The Broad*

🍫 *To Observation Griffith*

🍫 *To Griffith Park 🏞️*

🍫 *Accommodation*: 1807 California Hollywood Hostel, 1807 North Van Ness

🍫 *Budget* 4 million IDR

*DAY 4 :*

🪼 *To Rodeo Drive*

🪼 *To Marina Del Rey*

🪼 *To Venice Broadwalk*

🪼 *Accommodation*: 1807 California Hollywood Hostel, 1807 North Van Ness

🪼 *Budget* 5 million IDR

*DAY 5 :*

🌴 Finish the ones that haven't been visited

🌴 *Accommodation*: 1807 California Hollywood Hostel, 1807 North Van Ness

🌴 *Budget* 4 million IDR

*DAY 6 :*

🧵 *From Union Station to Santa Fe* ( via Amtrak )

🧵 *To Balboa Park*

🧵 *To Little Italy*

🧵 *Accommodation*: Hotel ITH San Diego

🧵 *Budget* 6 million IDR

*DAY 7 :*

🩵 Finish the ones that haven't been visited

🩵 Rest and Prepare for Tomorrow to Las Vegas

🩵 *Accommodation*: Hotel ITH San Diego

🩵 *Budget* 5 million IDR

*DAY 8 :*

⚜️ *To San Diego Airport* ( southwest airlines)

⚜️ *To Las Vegas Welcome Sign*

⚜️ *To MGM*

⚜️ *To Chrystal/ Aria Resort*

⚜️ *To Bellagio*

⚜️ *Accommodation*: Hotel Super 8 by Wyndham

⚜️ *Budget* 7 million IDR

*DAY 9 :*

🌀 Via Mandala Bay Tram visiting 3 resorts

🌀 *To Mandala Bay Hotel*

🌀 *To Luxor*

🌀 *To Excalibur*

🌀 Ride downtown loop ➿ ➰

🌀 *To Pawn Plaza*

🌀 *To Fremont Street* ( experience the night 🌃 🌉)

🌀 *Accommodation*: Hotel Super 8 by Wyndham

🌀 *Budget* 6 million IDR

*DAY 10 :*

📍 *To Area 15 Las Vegas*

📍Finish the ones that haven't been visited

📍Rest and Prepare for Tomorrow to San Francisco

📍 *Accommodation*: Hotel Super 8 by Wyndham

📍 *Budget* 5 million IDR

*DAY 11 :*

🔮 To San Francisco ( southwest ↙️ ✈️ 🛫 airplane) : airport

🔮 To Vallejo ( via BART at the airport SFO to the San Francisco Ferry Building. The BART station is located in the International Terminal at SFO ), ride Ferry ⛴️

🔮 To Vallejo Steps

🔮 To SF View

🔮 *Accommodation*: 🏨 🏨 Courtyard Vallejo Napa Valley

🔮 *Budget* 6 million IDR

*DAY 12 :*

🩷 *To San Francisco City Hall*

🩷 *San Francisco Cable Car Museum*

🩷 *Pier 3*

🩷 *Accommodation*: Courtyard Vallejo Napa Valley

🩷 *Budget* 4 million IDR

*DAY 13:*

🪻 *Lombard Street*

🪻 *Presidio Tunnel Tops ( can see Golden Gate Bridge)*

🪻 *Palace of Fine Arts*

🪻 *Accommodation*: Courtyard Vallejo Napa Valley

🪻 *Budget* 4 million IDR

*DAY 14:*

🫕 Finish the ones that haven't been visited

🫕 Prepare coming back to Indonesia

🫕 *Accommodation*: HI San Francisco Downtown Hostel

🫕 *Budget* 4 million IDR

*DAY 15:*

💿 *To San Francisco airport* ( to Jakarta)

💿 *Accomodation* : hotel airport

💿 *Budget* 15 million IDR

*DAY 16* :

📙 CGK to YIA

📙 The trip is done ✅

📙 *Budget* : 2 million IDR

*NOTES:*

👗 *Trip in America : 14 days* ( 2 weeks) with additional 2 days stay in CGK airport Jakarta Indonesia= total 16 days

🐳 All bookings (hotels, flights, tours) are subject to confirmation.

🐋 *Total Budget for the trip 81 million IDR ( safe estimation)*

🍋‍🟩 Money prepared :

1. *BCA bank 🏧 🏦 130 million IDR ++*

2. *Mandiri bank 🏦 🏧 30 Million IDR ++*

3. *Credit 💳 Card 10 Million IDR*

= *In Total 170 million IDR ++*

💡 *Financial proof* of funding this trip is *provided* ( ready).

💎 *This itinerary is flexible* and will be finalized based *on visa approval.*

AUSTRALIA 2025

GOLD COAST

SkyClimb https://youtu.be/FUBTBAJVV5U?si=G6vZJfPe9O5Ssu9V

Sky Points Observation Deck

SYDNEY

Sydney Opera House and Harbour Bridge:

VICTORIA/ MELBOURNE

12 Apostles

VIDEO GENERATOR

invideo AI : video generator

SCHOOLS

Whether you should create a school or generate income from established ones depends on your goals, resources, and the challenges you're prepared to tackle.

**Creating Your Own School**:

- **Pros**:

- You can have complete control over the vision, curriculum, and operations.

- Opportunity to innovate with new teaching methods or niche education (e.g., tech, arts, or specific skills).

- Potential for long-term impact and growth, especially if you cater to an underserved market.

- **Cons**:

- High upfront costs and ongoing expenses.

- Requires navigating legal and regulatory challenges.

- Building a reputation and student base can take time.

**Generating Money from Established Schools**:

- **Pros**:

- Less risk, as the school is already established.

- Immediate access to a customer base and potentially less administrative burden.

- Potential for passive income through partnerships or services that benefit existing schools (e.g., educational products, tutoring, online courses).

- **Cons**:

- Less control over the direction or operations.

- Potentially lower profit margins compared to running your own school.

- Dependence on the success and reputation of the existing institution.

If you're passionate about shaping the future of education and have the resources, creating a school could be a fulfilling venture. However, if you prefer a less risky approach and want to capitalize on existing structures, working with established schools might be the better option. You could also consider a hybrid model, where you innovate within the current system by offering supplementary services or products that cater to schools' evolving needs.

ASTROLOGY CONFERENCE

Getting free access to the **United Astrology Conference (UAC)** or joining an astrology community can be a great way to connect with like-minded people and reduce costs. Here are some strategies:

---

### **1. Volunteer at UAC**

Most conferences, including UAC, offer volunteer opportunities. Volunteers may:

- **Get Free or Discounted Tickets:** In exchange for helping with event setup, registration, or guiding attendees.

- **Network with Experts:** Gain insider access to astrologers and sessions.

**How to Apply:**

- Visit the [UAC official website](https://uacastrology.com/) and look for "Volunteer" or "Get Involved" sections.

- Sign up early, as volunteer spots fill quickly.

---

### **2. Scholarships or Grants**

Many astrology organizations sponsor attendees for UAC. These might cover:

- Conference fees.

- Travel expenses.

**Where to Look:**

- Organizations like **ISAR**, **NCGR**, or **AFAN** often provide scholarships.

- Join astrology forums or subscribe to newsletters for announcements.

---

### **3. Join Astrology Communities**

Becoming a member of a recognized astrology organization can lead to discounted tickets or free access to events.

- **AFAN (Association for Astrological Networking):** They support members by offering event discounts and mentorships.

- Website: [www.afan.org](https://www.afan.org)

- **NCGR (National Council for Geocosmic Research):** Offers study groups and event perks.

- Website: [www.geocosmic.org](https://geocosmic.org)

- **ISAR (International Society for Astrological Research):** Offers global networking opportunities and member discounts.

- Website: [www.isarastrology.com](https://isarastrology.com)

---

### **4. Become a Speaker or Contributor**

If you have expertise in astrology:

- Apply to speak or present a workshop at UAC.

- Speakers typically receive free access to the event.

**How to Apply:**

- Check UAC’s website for “Call for Papers” or “Speakers Application” sections.

---

### **5. Attend Online Sessions**

Some conferences stream sessions or make recordings available for free or at a lower cost.

- Look for live-streaming or digital passes on the UAC website.

---

### **6. Join Local or Online Study Groups**

Many local astrology groups or online communities share resources and might sponsor attendance for active members.

- Search for groups on platforms like **Meetup**, **Facebook**, or **Reddit**.

---

Would you like help connecting with any specific community or finding local opportunities?

Great! Here are steps and suggestions to help you connect with astrology communities and find local or online opportunities:

---

### **1. Online Astrology Communities**

#### **Reddit**

- Subreddits like [r/astrology](https://www.reddit.com/r/astrology/) and [r/advancedastrology](https://www.reddit.com/r/advancedastrology/) are vibrant communities where you can discuss topics, learn, and find event sponsorships.

#### **Facebook Groups**

- **Astrology Explorers**: A group for discussing natal charts and techniques.

- **Modern Astrology Collective**: Shares resources and event announcements.

Search “Astrology Groups” on Facebook to find more.

#### **Discord**

- Join servers like **Astro Community** or other astrology-related servers. They often have discussions, free learning sessions, and event sharing.

---

### **2. Local Groups and Chapters**

#### **NCGR Local Chapters**

- The National Council for Geocosmic Research has local chapters worldwide. Many host events, workshops, and study groups.

- Find a chapter near you: [NCGR Chapters](https://geocosmic.org/chapter-directory/)

#### **AFAN Mentorship Program**

- AFAN (Association for Astrological Networking) connects budding astrologers with mentors and community events.

- Membership: [AFAN Membership](https://www.afan.org/membership/)

#### **Meetup**

- Search for "astrology" on [Meetup.com](https://www.meetup.com/). Many cities have regular meetups or study groups.

---

### **3. Free Resources and Scholarships**

#### **ISAR Student Program**

- Join ISAR’s student program for discounts and event invitations.

- Website: [www.isarastrology.com](https://isarastrology.com)

#### **Local Libraries or Community Centers**

- Check for free astrology workshops or events. Local groups often host sessions at libraries.

---

### **4. Attend Free or Affordable Astrology Events**

- **Astrology Hub**: Hosts free webinars and workshops with world-renowned astrologers.

- Website: [www.astrologyhub.com](https://astrologyhub.com)

- **Astrology Conferences Livestreams**: Some sessions from UAC or similar events are streamed for free.

---

Would you like assistance joining one of these communities or finding specific groups near your location?

Astrology scholarships are a great way to make attending conferences like UAC more affordable. Several organizations and astrology schools offer scholarships for students, enthusiasts, and those looking to deepen their knowledge. Here are a few ways to access astrology scholarships:

### **1. Astrology Organizations Offering Scholarships**

Many astrology organizations provide financial aid or scholarships to help individuals attend conferences, educational programs, or gain certification in astrology. Some prominent ones include:

#### **ISAR (International Society for Astrological Research)**

- **Scholarships for Conferences**: ISAR offers scholarships for their own events and for conferences like UAC. These scholarships are often aimed at students or new astrologers looking to expand their knowledge.

- **How to Apply**: Visit [ISAR’s website](https://isarastrology.com) and look for the scholarships or financial aid section under their events or membership offerings.

#### **NCGR (National Council for Geocosmic Research)**

- **Scholarships for Education and Conferences**: NCGR offers scholarships for astrology education and conferences. Their grants and scholarships can help cover tuition or registration fees for events like UAC.

- **How to Apply**: Check the [NCGR website](https://geocosmic.org) for updates on scholarships and grants.

#### **AFAN (Association for Astrological Networking)**

- **Scholarships for Students**: AFAN occasionally offers scholarships for students who are members of the organization. These scholarships can help with conference fees or educational materials.

- **How to Apply**: Visit [AFAN’s website](https://www.afan.org) and inquire about available scholarships or discounts.

---

### **2. Astrology Schools Offering Scholarships**

Many astrological schools and certification programs offer scholarships to students who are committed to studying astrology. Some schools that may offer scholarships include:

#### **The Astrology University**

- Offers a variety of programs, and sometimes has scholarships or payment plans for students.

- Check their website for any available financial assistance: [Astrology University](https://www.astrologyuniversity.com)

#### **Kepler College**

- Known for their in-depth astrology programs, Kepler College occasionally offers scholarships to students who demonstrate financial need.

- Visit their website: [Kepler College](https://www.kepler.edu)

---

### **3. How to Find Scholarships**

- **Check Conference Websites**: Events like UAC often offer financial aid or scholarships for attendees. Be sure to check the UAC website for any announcements closer to the event date.

- **Join Astrology Forums**: Online communities and forums dedicated to astrology, such as those on Reddit, Facebook, or Discord, often share information about available scholarships or financial assistance.

- **Follow Astrology Newsletters**: Subscribe to newsletters from astrology organizations or conferences to stay informed about scholarship opportunities.

---

### **4. General Tips for Applying**

- **Demonstrate Commitment**: Most scholarships require that you are serious about pursuing astrology and attending educational events.

- **Be Prepared**: Be ready to provide supporting materials such as proof of student status, financial need, or personal statements explaining why you wish to attend.

- **Deadlines**: Keep an eye on application deadlines, as many scholarships have limited availability and time frames.

---

If you need help with applying to any of these scholarships or need more specific guidance, feel free to ask!